After
more than 16 years working with individual clients and companies,
with the last 7 serving clients exclusively through A & H
Financial Planning and Education, Inc., I am pleased to announce
that beginning in April, I am merging my firm with The Enrichment
Group, a wealth management firm headquartered in Miami. The
Enrichment Group and A & H share our philosophies of
client centered, holistic, values-based financial planning.
You can
learn more about The Enrichment Group, by visiting the website
at www.theenrichmentgroup.com.
“ Fortune
favors the prepared mind” – Louis Pasteur. This
is the essence of personal financial planning. A favorite American
pastime is to look at our neighbor’s financial situation
and ask, “How do they afford that?” The answer
could be that they cannot afford the things they have, but
for those who can, it is often a simple process of having a
plan in place and using the plan as your framework for making
financial decisions.
“Markets
can remain irrational longer than you can remain solvent” – John
Maynard Keynes. Many
of us under or over estimate our capacity for risk. At A & H,
we take risk assessment seriously. In fact, it’s an integral
part of our process. You will learn a lot about risk in general
and your ability to assume risk in investing in particular before
we work up your asset allocation.
“Don’t
buy things, buy freedom” – David Futrelle. Why
is it so crucial to prepare a financial plan as a framework for
your financial decisions? Because there may be a time when you
wish to have the freedom of choice to start a business, have one
spouse stay home with children, care for an elderly relative, or
go back to school for a different career. Any number of things
is possible when you have made a financial plan the centerpiece
of your financial decision making.
Our client-centered approach
to financial counseling will address your specific needs. At A & H
we focus on a bigger financial picture than simply investing. As
has always been, abundance takes knowledge, discipline, and planning. Regarding
investing, we believe you have the best chance of achieving your
financial goals by setting them to paper in the context of what
is personally important to you and your family. Our recommendations
reflect the simplest, most straightforward asset allocation to
achieve your goals while keeping your investment costs low. Plan
to get the stress out of your financial life by getting a plan
together today.
We are an independent firm, providing fee-only hourly or flat fee advice for
services ranging from second opinions to more detailed financial plans.
Should you choose A & H to implement your plan, we charge an hourly
or flat fee rate quarterly and offer DFA
funds to our clients. Our emphasis on client education helps clients
make informed decisions and produces meaningful financial solutions.
Serving
clients from our Kennesaw, GA office. virtually, or at your choice
of location.
Phone: 770.420.8495 (voice), 706.413.1355 (fax)
ashbyandhughes@comcast.net
